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Generally, the financing statement is effective for five years; acontinuation statement may be filed within six months before the five-year expiration date, and it is good for another five years. 1 Manufactured-home filings are good for thirty years. When the debtor’s obligation is satisfied, the secured party files a termination statement if the collateral was consumer goods; otherwise—upon demand—the secured party sends the debtor a termination statement. 2
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